Approach
The integration of cryptocurrencies into everyday finance is no longer a futuristic concept — it’s happening now, and crypto cards are leading the charge. These cards serve as the gateway between your digital assets and real-world spending, allowing users to shop, earn, and manage their finances with greater flexibility than ever before. In this guide, we spotlight the best crypto cards in 2025, showcasing solutions that combine innovation, usability, and security across credit, debit, and prepaid formats. Whether you’re looking for the best crypto credit cards to earn rewards or the best crypto debit cards for practical spending, we’re selected 13 outstanding options based on the following key criteria:
- Security: What mechanisms are in place to keep user funds safe and secure from fraud or loss?
- Global Availability: How widely can the card be used and issued across countries and regions?
- Rewards & Cashback: Does the card offer meaningful cashback, crypto rewards, or benefits that enhance user value?
- Fees & Service Costs: Are users charged annual fees, FX costs, ATM withdrawal fees, or hidden charges?
- Supported Currencies: How many crypto and fiat currencies does the card support natively or via conversion?
- Innovation & Use Cases: What new features, integrations, or technologies does the card bring to the table?
Top 13 Crypto Cards for 2025: Comparison Table
Bybit
High-reward trusted debit card for crypto spenders
Type
- Debit
Cashback / Rewards
Fees
SORA
Self-custodial wallet with integrated DEX, IBAN, and debit card for seamless crypto and fiat management
Type
- Debit
Cashback / Rewards
Fees
Wirex
Global debit card with dual Visa/MasterCard support
Type
- Debit
Cashback / Rewards
Fees
Xapo Bank
Bitcoin-friendly debit card with Lightning Network integration
Type
- Debit
Cashback / Rewards
Fees
Gnosis Pay
Self-custodial debit card for DeFi enthusiasts
Type
- Debit
Cashback / Rewards
Fees
Nexo
Spend without selling crypto while earning passive income
Type
- Credit
Cashback / Rewards
Fees
Gemini
Real-time crypto rewards directly to your Gemini wallet
Type
- Credit
Cashback / Rewards
Fees
Venmo
Seamlessly integrate crypto rewards into your Venmo ecosystem
Type
- Credit
Cashback / Rewards
Fees
Fold (Credit)
Opportunity to be among the first users and get a reward for it
Type
- Credit
Cashback / Rewards
Fees
Crypto.com
Multiple tiers offering various benefits, including subscription rebates and airport lounge access
Type
- Prepaid
Cashback / Rewards
Fees
Fold (Prepaid)
Fun way to earn BTC on every purchase
Type
- Prepaid
Cashback / Rewards
Fees
SolCard
Solana-focused prepaid card with instant top-ups
Type
- Prepaid
Cashback / Rewards
Fees
Fina
Perfect for digital nomads with ETH, BTC, and stablecoin support
Type
- Prepaid
Cashback / Rewards
Fees
Disclaimer: the information provided is for informational purposes only and should not be considered financial advice. We recommend conducting your own research and consulting with a qualified professional before making any decisions regarding crypto cards or any related financial products.
Bybit
The Bybit Card is a Visa/MasterCard-powered debit card that’s turning heads with its jaw-dropping 10% cashback in crypto. Available in various countries, it’s a dream for frequent spenders who want to maximize rewards. While some fees apply — details are a bit elusive without digging into their site — it supports BTC, ETH, XRP, TON, USDT, USDC, MNT, and BNB as cryptocurrencies and USD as a fiat currency, making it versatile for global use. What sets it apart is the sheer generosity of its rewards, though you’ll check the foreign exchange and crypto conversion fee details.
SORA
A unique offering that combines a self-custodial crypto wallet with a decentralized exchange (DEX), IBAN account, and debit card. It allows users to manage both crypto and fiat seamlessly, ensuring full control over assets with high privacy and security standards. Notably, SORA does not have access to user crypto assets or data, emphasizing user freedom.
Wirex
Wirex Card brings a global flair with both Visa and MasterCard options, accepted at over 61 million locations worldwide. Its 8% cashback in crypto is a strong draw, paired with low fees that keep your wallet happy. Supporting over 20 currencies, including crypto and fiat, it’s a traveler’s best friend. The dual processing centers add flexibility, and while it’s not the flashiest innovator, its reliability and reach make it one of the best crypto debit cards out there.
Xapo Bank
Xapo Bank Card blends Bitcoin flair with practical spending, offering a debit card with options in PVC, metal, or virtual formats. Available in numerous countries, it boasts no foreign exchange fees and cashback in BTC. Supporting USD, GBP, EUR and USDC, USDT, BTC, it’s innovative with Lightning Network integration for fast transactions. Security-wise, its privacy-by-design approach gives peace of mind to cautious users. Allows access to global financial markets directly in the application.
Gnosis Pay
Gnosis Pay Card is a Visa debit card with a twist — it’s self-custodial, meaning you hold the keys to your funds. Launched in Europe with plans to expand to Brazil, USA, Indonesia, Mexico and more soon. You need to be a resident of one of 30+ supported countries to order the card. It promises fair rewards and zero FX fees. It supports stablecoins like EURe and USDCe, perfect for DeFi enthusiasts. The on-chain smart account and instant stablecoin issuance scream innovation, while enterprise-grade security keeps it locked tight. It’s a gem for those prioritizing control and cost savings.
Nexo
Nexo Card is a MasterCard marvel that flips between debit and credit modes, offering flexibility few can match. Available in various countries, it delivers up to 2% cashback in BTC or NEXO tokens, with no annual fee to sour the deal. It is available to European Economic Area (EEA) and the UK residents. Supporting multiple currencies, it’s innovative for letting you spend without selling your crypto — hello, tax perks! Security is standard but solid, making it a top pick among the best crypto credit cards.
Gemini
Gemini Credit Card, a MasterCard offering, shines in the US with up to 4% cashback in crypto, paid instantly. No annual fee sweetens the pot, and it ties seamlessly into Gemini’s ecosystem. Users can select BTC, ETH or 50+ crypto assets for straightforward rewards structure and strong security make it a standout for credit card fans who want crypto perks without complexity.
Venmo
Venmo Credit Card brings a Visa-powered twist to the US market, blending traditional credit with crypto flair. Earn 3% cashback in your top spending category, convertible to BTC or ETH via Venmo’s app — no annual fee required. It’s less about direct crypto spending and more about rewarding fiat use with crypto options. Venmo’s security layers add trust, making it a quirky yet appealing choice among the best crypto credit cards.
Fold Credit
This credit card offers users up to 2% unlimited rewards. Additionally, members can receive up to $250 in signup bonuses. The card has no annual fee, though foreign transaction fees may apply. It’s designed for those looking to passively accumulate Bitcoin through everyday spending.
Crypto.com
This prepaid debit card offers up to 10% rewards in CRO tokens, depending on the card tier. Users can enjoy benefits such as rebates on subscriptions like Spotify and Netflix, as well as airport lounge access. While there are no annual fees, foreign transaction fees may apply.
Fold Prepaid
Fold Visa Prepaid Card targets US Bitcoin buffs with rewards paid in BTC. No annual fee keeps costs low, and it’s accepted wherever Visa goes. Load it with USD and earn crypto on every swipe — perfect for stacking sats. While not the most innovative, its focus on Bitcoin rewards and solid security make it a no-frills winner in the prepaid category.
SolCard
SolCard is a prepaid (MasterCard/Visa enabled) card tied to the Solana ecosystem, available globally with Apple Pay and Google Pay support. No annual fees are a plus, though a 5% top-up fee stings a bit. It’s SOL-only, but instant top-ups and refunds via the dashboard add convenience. Security is standard, and its Solana focus makes it a niche innovator for fans of the blockchain.
Fina
Rounding out our list is the Fina Card, a prepaid debit solution crafted for business professionals and digital nomads. This card offers exclusive rewards while connecting directly to non-custodial crypto wallets, ensuring that users can top up and spend their digital assets securely on a global scale.
Why You Need a Crypto Card
Use your crypto for everyday purchases, from groceries to travel, without hassle.
Cashback up to 12% in crypto turns spending into an investment opportunity.
Multi-currency support and low fees make these cards ideal for international use.
Self-custodial options like Gnosis Pay ensure you retain ownership of your funds.
Stay ahead as crypto adoption grows, blending digital and traditional payments.
Considerations
Picking the right card depends on your needs. If you’re globe-trotting, Wirex or Xapo might be your vibe — broad availability and low fees are key. Reward hunters will drool over Bybit’s 10% or Hi’s 12% cashback, but watch those hidden costs. Credit fans should weigh Nexo’s dual-mode genius against Gemini’s instant rewards. Prepaid users might lean toward BitPay’s simplicity or SolCard’s Solana twist. Security is solid across the board, but Gnosis and Xapo edge out with self-custody and privacy perks. Always check country eligibility and currency support before diving in — your crypto lifestyle deserves the perfect match.
Conclusion
As cryptocurrencies become more integrated with everyday life, having a crypto card isn’t just a convenience—it’s a game-changer. From cashback-rich credit cards to fee-free debit solutions and innovative prepaid options, the best crypto cards of 2025 empower users to take full control of their digital wealth. Each of the 13 options we’ve highlighted today offers a unique combination of usability, rewards, and security tailored to modern financial lifestyles.
Looking to take your crypto product to the next level? At ICODA, we help crypto businesses craft, launch, and market breakthrough solutions. Whether you’re choosing the next killer card or want to break into new markets — reach out to our team and make your project globally visible.
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