加密货币的塑料卡

在2020年底,国际支付运营商Visa宣布推出一张用比特币购物返现的信用卡。这个新奇的信用卡承诺以相当华丽的形式推出:信用卡将是金属制的,而服务也不会便宜 – 每年高达200美元。这张信用卡将与初创公司BlockFi一起发布。从2021年1月起,每个人都可以加入信用卡的等待名单,而实际的借记卡或信用卡将从5月份开始发放。

Plastic cards for cryptocurrencies are a digital technology marvel that combines the convenience of a debit or credit card with the power of digital money. These credit cards serve as a bridge between the world of traditional financial payments and the evolving digital payment ecosystem. Debit or credit card works as a typical plastic for money, it's an easy technology: you can pay almost anywhere with mobile device and keep your coin there.

这张信用卡的原则大致类似于银行业务中的同类产品:每次购物都会积累返现,但返现不是以传统货币形式,而是以比特币形式。该信用卡由Evolve Bank发行。据称,它们目前只在美国有效,但BlockFi的代表敦促其他国家的公民也加入等待名单。

Credit, debit card for crypto currency coin to use at any digital platform | Credit cards as a plastic for coin transactions and online payments

将借记卡或信用卡与加密货币关联的想法很难称之为新颖。关于这个问题的第一次讨论几乎是从它出现的那一刻开始的 – 加密社区从2011年和2012年就开始积极讨论使用塑料卡支付各种加密货币购物和服务的可能性。值得注意的是,当时分析师们首次预测银行系统的崩溃:与使用加密货币的优势相比,银行系统似乎过于古老、不方便、不透明和不可靠。当然,如果认为银行不会反抗市场细分,那就太愚蠢了。但即使在那时,显然,如果银行产品找不到适应迅速变化的现实的方法,那么投资者和分析师的话很可能迟早会成为预言。2015年,提供将塑料卡与加密货币钱包关联服务的项目数量开始以几何级数增长。现在,用户有超过30个项目可供选择。然而,应该注意,由于加密货币的法规特点,加密货币卡领域发展缓慢。最保守的银行甚至宣布抵制使用虚拟资产的塑料卡的想法,为迅速赢得了广受欢迎的小型初创公司让路。

One of the key benefits of using plastic cards for cryptocurrencies is their versatility in handling various forms of digital currency, making them an essential device for modern financial transactions. You only need one credit card to access multiple cryptocurrencies and manage your money with ease.

如何申请加密货币卡以及如何使用它

要申请一张卡,您需要决定提供此信用卡的服务或银行,并明确您的目标:您是否需要在全球各地的ATM机上不断提取法定货币,或者例如将资金从加密货币账户转移到其他银行的法定账户。一般的接收加密货币卡的规则可能不同,但无论如何,都包括以下几个主要步骤:

  • 在提供信用卡的服务或银行注册;
  • 获取新的加密货币钱包/将现有钱包与服务关联;
  • 获取制造的塑料卡;
  • 使用任何交易激活标准信用卡 – 与经典信用卡一样。

总的来说,使用信用加密货币卡与使用普通银行卡的区别不大。当然,某些服务会设置一些限制,例如每天提取资金的限制。但实际上,持卡人有机会像大家熟悉的法定货币一样使用加密货币资产,即没有太大的区别。

Plastic cards for cryptocurrencies have become a popular choice for managing digital money efficiently. These innovative devices blend the convenience of a credit card with the power of cryptocurrency technology, allowing users to make secure payments. Whether you need to convert your digital coins into cash or make everyday payments, these cards offer a seamless solution. You can manage your finances with just one plastic card, eliminating the need for multiple payment methods. This technology ensures your money remains safe and accessible, making it a versatile and essential device for crypto enthusiasts. With plastic cards for cryptocurrencies, you can make cashless transactions and access your funds whenever you need. These cards simplify financial management, making them an indispensable tool for navigating the digital money landscape.

使用加密货币塑料卡的主要缺点是法律法规:众所周知,目前并不是所有国家都承认与加密货币的交易。例如,在俄罗斯,从加密货币账户的支付交易可能会被宣布非法。优点是显而易见的:同时使用多种加密货币,支持Mastercard和Visa支付系统,这使得可以在全球范围内支付,迅速方便地将加密货币资金兑换成法定货币,而无需吸引交易所,这大大扩大了潜在用户的数量。

These cards enable quick and secure payments, ensuring your money remains safe as you make cashless transactions in the digital realm. With the advent of these innovative payment devices, you can seamlessly convert your digital coins into traditional currency, allowing you to use your cryptocurrency funds for everyday expenses.

加密货币塑料卡的工作原理

加密货币塑料卡是传统金融世界与基于区块链的新经济之间的一种门户。

加密货币卡的业务模式、付款方式以及资产存储方式各不相同。

对于大多数用户来说,关键问题是安全存储资产。与此同时,许多加密货币卡发行商将要求您创建一个特殊的钱包,并将您的硬币转移到他们平台的钱包中。

然而,某些平台允许您将加密货币卡连接到您已经使用的钱包。在这种情况下,您仍然是自己资产的唯一所有者和运营者。

连接后,任何购买或付款都将使您的一部分加密货币资金转换为法定货币。信用卡发行商将获取所需数量的加密货币,并需要将相应金额的普通货币转给您为付款提供借记卡或信用卡的人。

对于您来说,这将看起来像在支付法定账户时借记等值部分的加密货币。

由于几乎所有信用卡都是与Visa或Mastercard的合作伙伴关系中发行的,它们与普通信用卡具有相同的限制和规则:最大余额、最大每日付款、提款限制等。

Whether you're a crypto enthusiast or a newcomer to the crypto space, plastic cards for cryptocurrencies are an indispensable tool that simplifies your financial journey and ensures you stay connected to the evolving world of digital money. You can pay almost anywhere with any device: mobile app or the card

目前最受欢迎的加密货币卡

Advcash Mastercard Cards offer a seamless and secure way to access your cryptocurrency money, allowing users to make credit payments and withdraw cash at ATMs with ease. With these cards, you can effortlessly convert your digital coins into cash, making it a versatile option for managing your cryptocurrency wealth.

Advcash Mastercard卡

Advcash已经创建了一个支付生态系统,用于发行塑料卡和虚拟卡,允许您进出法定货币并立即将其转换为加密货币。要使用该系统,您需要在该公司的官方网站上注册并启动一个内部钱包。塑料卡与多种法定货币的钱包相关联,包括美元、欧元和卢布,它的服务是免费的,但您将需要支付一定的操作费用。

The Visa card from Bitwala not only provides the convenience of spending your digital coins like a credit card but also supports seamless money payments and transactions. It serves as a bridge between the crypto world and traditional finance, allowing users to easily access their money in cash when needed.

Bitwala的Visa卡

这张卡在欧洲用户中最常见。它由Wavecrest Holding Ltd的支持发行。也许它最主要的优势是,除了比特币,这张塑料卡还支持其他替代币,并且允许从加密货币账户以欧元和美元的形式转账到欧洲的任何银行账户。

Cryptopay's cutting-edge technology empowers users to convert their digital coins (money) into traditional currency, making credit payments and online transactions a breeze. With Cryptopay, you can effortlessly manage your cryptocurrency holdings and use them for various payments, ensuring that your money is easily accessible.

Cryptopay

这是目前最流行的借记卡之一,可以在全球范围内订购。该项目由一组俄罗斯开发者创建,迄今为止已经发行了超过3.7万张卡。卡片存在塑料和虚拟版本。Cryptopay实现了Visa系统,并且在接受这种支付系统的任何地方都可以使用。这些信用卡的基础货币是美元、欧元和英镑。

Coinbase Shift credit Cards combines cryptocurrency and credit technology, enabling users to seamlessly spend their digital coins as if it were cash. It offers a convenient way to access your money in cryptocurrency assets and make credit payments, ensuring that your money is always at your fingertips when you need it.

Coinbase Shift Card

这张卡直接与Coinbase关联,仅供美国公民使用。由于Coinbase是一种交易类型的加密货币交易所,要使用它,您需要在系统中注册并具备一定的使用此类系统的技能,这对一些潜在持有者构成了难题。

The Binance credit Card is a powerful financial device that allows users to convert their cryptocurrencies into cash, making it a versatile tool for managing your digital money. With this card, you can make credit payments and access your funds in cash, giving you the flexibility to use your cryptocurrency as you would traditional money.

Binance Card

如果我们在谈论交易类型的卡,那么我们无法不提及于2020年年底宣布的来自全球最大交易所Binance的加密货币卡。信用卡可以用BTC或内部BNB代币充值。将来,它可以在200多个国家的4600多万家商户中付款。Binance团队尚未明确说明将如何使用信用卡进行技术支付。这张塑料卡很快将在全球范围内提供订购,现在正在接受预订。该卡将在Visa上实施。